To begin my very first blog, I thought I would list below a passion of mine and my husband's. We are passionate couponers and want others to share in the savings. Recently, we have come up with a couponing guide and want others to share in the savings. I hope you enjoy!
QUICK
COUPONING TIPS AND TRICKS
·
Follow the ads
·
Stock up on stuff you know you use
·
Plan ahead
·
Print AND clip coupons for anything you
think you might want
·
Organize your coupons
·
New ads come out on Sundays, plan
accordingly
·
Bring your coupons with you whenever you
leave the house
CREATING
YOUR OWN COUPON STASH
Creating
a coupon stash is possibly the most important part of couponing. In order to create an effective stash, you
must not only clip the coupons you find in newspapers, but also get online and
print them. When creating your stash,
the more the better. If you think you’ll
use it, keep it. If you’re not sure,
keep it still, you never know what deals you’ll find and what products you
might want to try. Make sure to check
the websites for the stores you like to shop.
If you have a shopper’s card for that store, you may be able to load
coupons for that store directly onto your shopper’s card to be used at the
checkout. Check out the websites below
for printable coupons.
ORGANIZING
YOUR COUPONS
There are many ways to organize your coupons. We’ll review a couple of methods below, but
feel free to create your own.
The
Binder Method
This method is used and
loved by many. It’s not the method we
choose, but we can see its appeal. Grab
yourself a binder and several sleeves used to hold baseball cards. This allows visibility to your coupons. You can fold them and place them in the
sleeves. But don’t stop there! Organize your coupons by aisles in the store
or by categories (such as dairy, bread, produce, etc). Place each “category” of coupon within a
separate sleeve. You can even use tabbed
dividers to separate your categories with labels for easy access.
The
Accordion Folder Method
We use the accordion folder method. Accordion folders allow for easy access and
quick “thumbing” through coupons. We
like this method because you can see the full coupon and organize by expiration
date. We even took it a step further and
use separate accordion folders for different types of coupons. For example, we have a food accordion folder,
a toiletries accordion folder, a restaurant accordion folder, and a cleaning
and paper supply accordion folder. We
like this method because we can quickly grab only the food accordion folder
when heading to the grocery store or just the toiletry accordion folder when
going to the pharmacy. Since accordion
folders have handy tabs at the tops, you should use them to categorize your
coupons (as explained in the binder method).
And of course, make sure to organize by expiration date so that you know
which coupons are good and for how long.
The most important thing of all in coupon organizing
is to use what works for you. You may
find your own method or find that combining several methods work for you. Whatever you decide, make sure it is
functional and easily accessible. Never
leave your coupons behind. You never know
when you’ll find a great deal!
LEARNING
COUPON POLICIES
Local
Stores
Learning
a store’s coupon policies will save you money and horrible surprises. Many stores double coupons, which will allow
you to double your savings. Take for
example our local Kroger. Any coupon 50
cents or less doubles. That means if I
have a 50 cent coupon, it truly values a dollar at the checkout. Some stores allow you to use more than one
coupon on one given item, however, most stores allow only one coupon per
item. This means if you have ten items
and ten coupons, you’re good, however if you have ten items and eleven coupons,
one of your coupons will not be valid.
Make sure to ask an employee their coupon policy. If they say that they are unsure, ask to
please speak with a manager. Explain to
the employee or manager that you plan on couponing at their store and would
like to do it fairly. Most likely they
will be more than willing to explain the dos and don’ts of their store. Also, keep in mind, many stores allow you to
go online and ad coupons to your shoppers card.
For example, our local Kroger allows us to go online and add coupons to
our card. Once our Kroger card is
scanned, the coupons come out once the item is rung up.
Reading
the Fine Print
Most manufacturer
and store coupons have fine print. Make
sure to read your coupon thoroughly before hitting the checkout. This saves time, money and
embarrassment. Many coupons only allow
so many like coupons per transaction.
For example, we have a few coupons that say “Four like coupons per
transaction.” This means we can only buy
four of the items and use four of the same coupons. Coupons also have other special terms. We’ll list a few below.
·
“One Coupon Per Purchase” – This
statement means you can use one coupon per item. One item is considered one purchase so if you
have two items and two coupons you can use one coupon per item within the same
transaction. This also means that only
one coupon can be used on any one item, so if you have two coupons and one
item, this will not work.
·
“One Coupon Per Transaction” – A
transaction is the close of a sale, where you pay for your items and leave, or
begin an entirely new transaction. When
a coupon says this, you are only allowed to use one coupon for your whole
transaction. In order to use another
like coupon, you must begin a new transaction.
While this may be troublesome, it is in many cases “worth it.”
·
“One Coupon Per Visit” – If a coupon says
this it means you can only use one coupon per trip to the store. In order to use another coupon, you must
leave the store and then return later.
SHOPPING
THE ADS
We have found that shopping the ads is extremely
important in couponing. It is important
to keep track of the normal and sale prices of items you buy regularly so you
know the best time to stock up. Also,
the sales run on a cycle so the same sales will repeat themselves in a month or
two meaning there is no need to buy things at full price. The ideal situation is when something is on
its best sale and you have multiple coupons on that item. This way you can get multiples of them for
the lowest price. Check out this website
for lists of daily and weekly deals: www.savingwellspendingless.com.
Buy
and Save
Some
of the best grocery deals are the buy so many items, save so many dollars like buy
10 items save $5 getting 50 cents off per item.
The best way is to get seven or eight cheaper items and then a few more
expensive ones that you have coupons for so you still get a lot of items but
don’t spend much. We get the most for
our couponing dollar during these sales.
A lot of the items we use most are on these types of sales, such as
pasta, yogurt and cereal. The items we
just listed also have some of the best coupons, so we really bundle up on the
savings.
Pharmacy
Rewards
Many drugstores
have “money back” incentives. For
example, if you buy an item, you will get a print out coupon for money off your
next purchase. Many pharmacies will
“stack” their rewards coupons with manufacturer coupons. When you have the option to stack coupons
during a sale, do so, and do so shamelessly.
What we mean by this is that take total advantage. If the coupon allows four coupons per
transaction and the sale is unbeatable plus you have pharmacy rewards, stock up
and use all four coupons and your pharmacy rewards. Some pharmacy rewards require that you spend
a given amount on a certain brand of items to get their incentive back for your
next trip. Only do this if the price of
the item is worth it. If the item only
decreases a few cents, this may not be worth it to you, however, if the price
drops noticeably and you have coupons on all items on the pharmacy’s ad for a
specific brand, go ahead and stock up to receive your coupon for your next
purchase.
PLANNING
AHEAD
Menu Planning
We have found that planning a
menu for the week or weeks ahead helps us to limit the items we do not have
coupons for. Once you have created a
“stash” or “stock pile” you can plan meals around what you already have in your
cabinets and only buy a few extra ingredients you may not have coupons
for. Some of the items we stock up on
when they have a good sale price are meats and produce. These items generally don’t have coupons, but
they do freeze well. A trick that we
have learned to limit the amount of waste you have after a meal is to portion
your food before freezing. Use zippered
bags to separate meats into meal-sized portions. This makes it last longer since you only thaw
out the portion you need for each dinner.
Another trick is to cut chicken into tenders, cubes, breasts, etc for
different types of meals. It saves you
time and money when dividing your meats this way.
Produce is the same way. Berries generally freeze well, however, there
are a few items, such as lettuce that do not freeze well. You can get the freezable items while they
are on sale and stock up. Make sure to
keep a running list of things you are low on, that way you can make sure to
check out the sales before you run out, lowering your chance of buying that
item full price.
Shopping Trip Planning
Organizing a shopping trip can
be time-consuming, but there are ways to make it less so. Make sure to compare your ads. When you see an item you use a lot or you
would like to try, circle it in the ad and make sure that ad has the lowest
price. Once you find the lowest price,
scan through you coupons to see if you have coupons that match the on-sale
items. Separate these coupons from your
coupon stash and paperclip them to the ad for the store you plan on using these
coupons. You could also use a separate
accordion folder to organize by stores for the week. For example, if you have coupons you plan on
using for CVS, put them in the CVS tab of your accordion folder, Food City
coupons can go in the food city tab.
This makes them quick and accessible when you get to the store.
Always make a list of what you need
before going shopping. We have wasted
money once in the store when we don’t have our list due to going overboard with
sales on things we just don’t need or use.
Even though you separated your store coupons from your big stash, make
sure to bring in the big stash of coupons.
Most ads don’t show all the sale prices and you really don’t want to
miss out on the sales.
Last minute things to do once
your cart is full include: reviewing
your cart right before checkout. Match
up all items with coupons in your cart to the coupons you have to make sure you
are using all coupons necessary and you didn’t leave something out. Review the number of items in a buy 10 save
10 type of sale. If the sale requires
you buy 10 items to save $10, for goodness sake, have all 10 items or else you
miss out on your savings. Also, keep in
mind you may have loaded coupons onto your shopper’s card. Make sure the coupons on your shopper’s card
are of greater value than the paper coupons you may be using, otherwise you are
wasting money. We have found mistakes
right before checkout and fixed them before purchasing our items. This is why we think reviewing your items prior
is so important. Another quick tip, hand
the cashier your shoppers card before your coupons. If your store doubles coupons, the coupons
won’t double if the shoppers card has not been scanned.
A FINAL WORD
Initially couponing can be
frustrating, but also lots of fun. Don’t
get carried away. In getting carried
away, you end up spending more than you are actually saving. If your intuition tells you it’s a good deal,
go for it if you have the coupons to spare.
Also, when you start getting frustrated, don’t give up, couponing does
get easier the more you do it. Just like
the old saying, practice makes perfect, couponing gets easier and more natural
the more you do it. After you start
noticing deals, you will know what a good price is on that item and know that
it will go on sale again. If you run
out, use that as a lesson to stock up with a few more next time. Now get out there and start saving!
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